Our insurance offerings complement your existing business
3P Insurance Services has relationships with most of the major Life, Disability and Long-Term Care Insurance carriers. We can source multiple options to develop the Protection Portfolio Planning solution that works best for your clients’ current needs and future goals.
Life Insurance planning
As part of overall Protection Portfolio Planning, Life Insurance can serve as a source of financial security for your clients and their families—whether Term, Universal, Whole Life or a combination of policies.
Why your clients need Life Insurance:
- Final expenses
- Family income protection
- Retirement planning
- Estate planning
- Charitable giving
- Education funding
- Buy-sell agreement funding
- Key employee insurance funding
- Executive bonus planning
Disability Insurance planning
If any of your clients are ever unable to work for an extended period of time, or need to stop working completely, proper planning for a disability event can help supply continued cash flow for business or personal reasons.
Why your clients need Disability Insurance:
- Personal income protection
- Business overhead expenses
- Key employee protection
- Buy-sell agreement protection
Long-Term Care Insurance planning
Whether it’s for your clients, or their spouses or parents, planning for a long-term care event helps to safeguard your clients’ assets from the costs associated with extended care whether at home, a facility or an assisted living community.
Why your clients need Long-Term Care Insurance:
- Provide funds to pay for custodial care
- Ease the family burden
- Protect investment portfolios
- Honor financial commitments